# Bluepeak Lending Group > Bluepeak Lending Group is a small-business funding broker at 16 2nd St SW, Hickory, NC 28601 (phone (828) 374-1971). It helps businesses in Hickory, NC; Conover, NC; Newton, NC and across Catawba County, North Carolina, explore equipment loans and leases, working capital loans, commercial term loans, business lines of credit, inventory financing, and merchant cash advances. Bluepeak Lending Group passes funding requests to funding partners; each partner reviews a request, makes its own credit decision and sets its own price and terms. Bluepeak Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Bluepeak Lending Group does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking companies or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 16 2nd St SW, Hickory, NC 28601, United States - Phone: (828) 374-1971 - Apply: https://bluepeaklendinggroup.com/apply/ - Service area: Hickory, NC; Conover, NC; Newton, NC and all of Catawba County, North Carolina - Language: English ## Funding options - [Business Loan Options in Hickory, NC, Compared From Credit Lines to CNC Machines](https://bluepeaklendinggroup.com/business-loans/): A side-by-side page for Catawba County, NC owners weighing six funding types: what each pays for, how it is paid back or collected, what is pledged, and which records a funding partner reads. Bluepeak Lending Group prepares the request; a partner decides. - [Short-Term Business Loans in Hickory, NC for Raw Materials, Payroll and Slow Invoices](https://bluepeaklendinggroup.com/business-loans/working-capital/): Working capital loans for Catawba County, NC plants, stores and practices: what they pay for, how payments are scheduled, how they differ from a line of credit, and an invented worked example. A funding partner sets the amount, price and term. - [Commercial Term Loans in Hickory, NC for Plant Upgrades, Buyouts and Second Shops](https://bluepeaklendinggroup.com/business-loans/term-loans/): Term loans for Catawba County, NC manufacturers, stores, agencies and practices: buying an existing business, term loans against revolving credit, short against long terms, bridge loans, and how a loan runs after funding. - [Commercial Line of Credit in Hickory, NC: Draws While Production Invoices Clear](https://bluepeaklendinggroup.com/business-loans/line-of-credit/): Business lines of credit for Catawba County, NC plants, stores and clinics: how draws work against Net-60 receivables, secured and unsecured lines, how payments are calculated, and annual reviews. Funding partners set limits and pricing. - [Inventory Financing in Hickory, NC for Lumber, Fabric, Parts and Store Stock](https://bluepeaklendinggroup.com/business-loans/inventory-financing/): Inventory loans for Catawba County, NC furniture and cabinet shops, stores and distributors: what inventory financing is, buying ahead of a large run, keeping payroll covered, and supply chain financing compared. - [Equipment Financing in Hickory, NC: CNC Routers, Press Brakes, Lifts and Mowers](https://bluepeaklendinggroup.com/equipment-financing/): Equipment loans and leases for Catawba County, NC machine shops, furniture plants, builders, landscapers, garages and studios: what each trade buys, used machines, balance-sheet treatment and an invented router example. A partner sets terms. - [Merchant Cash Advance in Hickory, NC: Card-Sales Funding for Cafes, Salons and Stores](https://bluepeaklendinggroup.com/merchant-cash-advance/): How card-sales advances work for Catawba County, NC cafes, salons and shops: the purchase price, the amount collected, the holdback, revenue-based financing compared, and when an advance does not fit. An advance is not a loan. ## Industries - [Business Loans by Industry in Hickory, NC: From Furniture Plants to Coffee Shops](https://bluepeaklendinggroup.com/industries/): The industry pages for Catawba County, NC businesses, how they are grouped, why manufacturing and furniture plants lead, and which trades are covered here rather than on a page of their own. - [Construction Business Loans in Hickory, NC for Builders and Specialty Contractors](https://bluepeaklendinggroup.com/industries/construction/): Funding for Catawba County, NC general contractors, home builders and trade contractors: draw-gap money, equipment loans, commercial upfit jobs, construction lines of credit and retainage, with county Census figures. - [Business Loans for Retail in Hickory, NC: Store Stock, Fixtures and Showroom Updates](https://bluepeaklendinggroup.com/industries/retail/): Funding for Catawba County, NC stores: downtown shops and furniture showrooms, sales-floor refits, holiday stock, clothing boutiques and second locations, with county retail figures by store type. - [Restaurant Loans in Hickory, NC for Downtown Dining Rooms and Takeout Kitchens](https://bluepeaklendinggroup.com/industries/restaurants/): Funding for Catawba County, NC full-service and limited-service restaurants: kitchen equipment, what restaurant lenders review, second locations, lines for food costs and replacing a kitchen. - [Medical Practice Loans in Hickory, NC for Exam Rooms, Imaging and New Providers](https://bluepeaklendinggroup.com/industries/medical-practices/): Funding for Catawba County, NC physician practices: adding an office, diagnostic equipment, claim-gap working capital, build-outs and exam-room upgrades, with county health care figures. - [Dental Office Loans in Hickory, NC for Operatories, Imaging and Practice Purchases](https://bluepeaklendinggroup.com/industries/dental-practices/): Funding for Catawba County, NC dental practices: adding an operatory, imaging and chairs, practice acquisitions, the acquisition checklist partners use, and working capital during insurance lag. - [Salon Business Loans in Hickory, NC for Stations, Chairs and Suite Build-Outs](https://bluepeaklendinggroup.com/industries/salons/): Funding for Catawba County, NC beauty salons, nail salons and barber shops: pedicure chairs and ventilation, added stations, a second chair row, rentable suites, and what a salon's records show a partner. - [Auto Repair Shop Loans in Hickory, NC for Bays, Lifts and Diagnostic Equipment](https://bluepeaklendinggroup.com/industries/auto-repair/): Funding for Catawba County, NC repair shops and garages: adding bays, carrying parts for fleet accounts, buying the building, ADAS calibration equipment, and the cash a shop floats between parts and payment. - [Landscaping Equipment Financing in Hickory, NC for Mowers, Trailers and Loaders](https://bluepeaklendinggroup.com/industries/landscaping/): Funding for Catawba County, NC landscaping companies: a second truck and crew, a compact track loader or skid steer, zero-turn mowers, payroll into spring, and how maintenance and install income show in deposits. - [Grocery Store Loans in Hickory, NC for Coolers, Shelving and Wholesale Orders](https://bluepeaklendinggroup.com/industries/grocery-stores/): Funding for Catawba County, NC grocery and convenience stores: refrigerated cases and meat counters, corner-store remodels, bulk holiday buying, a beer and wine section, and urgent cooler repairs. - [Coffee Shop Loans in Hickory, NC for Espresso Machines and Cafe Build-Outs](https://bluepeaklendinggroup.com/industries/coffee-shops/): Funding for Catawba County, NC coffee shops and cafes: espresso machines and grinders, a second location, adding a kitchen or bakery case, roasting in house, and renovating a downtown space. - [Machine Shop Loans in Hickory, NC for CNC Mills, Routers and Furniture Lines](https://bluepeaklendinggroup.com/industries/machine-shops/): Funding for Catawba County, NC job shops, fabricators and furniture and cabinet plants: CNC cells, router replacement, metal shop equipment, buying versus leasing, and the rigging and tooling around a machine. - [Gas Station Loans in Hickory, NC for Dispensers, Canopies and Store Remodels](https://bluepeaklendinggroup.com/industries/gas-stations-convenience-stores/): Funding for Catawba County, NC gas stations and convenience stores: dispenser and tank-monitor upgrades, the records station lenders review, buying a station, store-side equipment and rebuilding the store. - [Insurance Agency Loans in Hickory, NC for Book Purchases and Producer Hiring](https://bluepeaklendinggroup.com/industries/insurance-agencies/): Funding for Catawba County, NC insurance agencies: buying a retiring agent's book, how books are valued, hiring producers, a second office, and the renewal and carrier records a partner reads. - [Chiropractic Practice Loans in Hickory, NC for Tables, X-Ray and Second Clinics](https://bluepeaklendinggroup.com/industries/chiropractors-and-therapists/): Funding for Catawba County, NC chiropractic and therapy clinics: tables and decompression units, a second office, insurance-payment gaps, physical therapy gym space, and how cash-pay and insurance visits show in deposits. ## Guides and calculators - [Business Loan Guides for Hickory, NC: Zoning, Electrical Licensing and Machines](https://bluepeaklendinggroup.com/resources/): Practical guides for Catawba County, NC owners whose funding depends on a permit, a license or a machine payment, with links to the official sources read for each. - [Hickory, NC Zoning Map and Building Permits Before a Plant or Storefront Upfit](https://bluepeaklendinggroup.com/resources/hickory-nc-zoning-and-building-permits/): How zoning, plan review and building permits work in Hickory, NC, drawn from the City of Hickory's Planning and Development pages (read 2026-10-24), and how each step affects the timing of a funding request. Confirm current rules with each office. - [NC Electrical Contractor License Requirements for Hickory, NC and Catawba County, NC Firms](https://bluepeaklendinggroup.com/resources/nc-electrical-contractor-license/): License classes, fees, the exam and application, renewal and verification, from the NC State Board of Examiners of Electrical Contractors website (read 2026-10-24), plus what an electrical contractor brings to a funding request. - [Machine Finance Calculator for Hickory, NC Shops Buying CNC or Woodworking Equipment](https://bluepeaklendinggroup.com/resources/machine-finance-calculator/): A payment estimator for Catawba County, NC shops comparing machine quotes, with a worked CNC example and notes on what an estimate leaves out. Funding partners set the real rate, fees and term. ## Areas served - [Business Loans in Hickory, NC: Catawba County, NC Plants, Shops, Clinics and Kitchens](https://bluepeaklendinggroup.com/hickory-nc/): A Hickory, NC page for owners comparing funding: banks, credit unions, online lenders and funding partners; furniture and machine shops; storefronts and kitchens; buying a business or a building. County and ZIP figures are labeled as such. - [Business Funding Across Catawba County, NC, From Hickory, NC to Its Neighboring Towns](https://bluepeaklendinggroup.com/service-areas/): Questions Catawba County, NC owners raise before a funding request, and how Bluepeak Lending Group handles requests from Hickory, Conover, Newton and smaller nearby towns. - [Business Loans for Conover, NC Plants, Warehouses and Shops in Catawba County, NC](https://bluepeaklendinggroup.com/service-areas/conover-nc/): A Conover, NC page with ZIP 28613 employer figures, building purchases and upfits, equipment and payroll questions, permits through the county portal, and how requests reach Bluepeak Lending Group. ## Company - [Business Financing in Hickory, NC: Machine Shops, Furniture Makers and Stores](https://bluepeaklendinggroup.com/): Bluepeak Lending Group works from Hickory, North Carolina, preparing small-business funding requests from Catawba County, NC plants, shops, practices and kitchens and passing them to funding partners, who review each one and decide. - [How to Get a Small Business Loan in Hickory, NC: Intake, Statements, Partner Review](https://bluepeaklendinggroup.com/how-it-works/): The request path for Catawba County, NC owners: what the first call covers, the records a partner reads, expansion and acquisition requests, and what happens after review. Partners decide; you choose whether to accept. - [Business Funding Questions From Hickory, NC Manufacturers, Shops and Clinics](https://bluepeaklendinggroup.com/faq/): Answers to questions Catawba County, NC owners raise about business funding: what underwriters check, collateral on machines, paying back early, what happens if a business closes, and lease accounting. - [About Bluepeak Lending Group: Funding Requests From Hickory, NC and Catawba County, NC](https://bluepeaklendinggroup.com/about/): Who Bluepeak Lending Group is, what it does with a request from a Hickory, NC business, and what it leaves to funding partners. The office is at 16 2nd St SW, Hickory, NC 28601. - [Contact Bluepeak Lending Group in Hickory, NC: Call, Form or Office Address](https://bluepeaklendinggroup.com/contact/): How to reach Bluepeak Lending Group from Hickory, Conover, Newton and the rest of Catawba County, NC, and what to have in front of you when you call. - [Apply for Business Financing in Hickory, NC: The Bluepeak Form and the Next Steps](https://bluepeaklendinggroup.com/apply/): The Bluepeak request form for Catawba County, NC businesses, what happens after it is sent, and the documents a funding partner may ask for. - [Disclosures for Bluepeak Lending Group, Hickory, NC](https://bluepeaklendinggroup.com/disclosures/): Bluepeak Lending Group in Hickory, North Carolina is a funding broker, not a lender. ## Optional - [Full text of every page](https://bluepeaklendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://bluepeaklendinggroup.com/sitemap.xml)